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for SME development. To achieve this objective, a total of 800 structured questionnaires were developed through an …
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traditional financing models, a borrower in online P2P lending, typically a small- and medium-size enterprise (SME), receives … rate and charges a commission. Facing uncertain demand, a capital-constrained SME then decides her order quantity of a … platform lowers the interest rate, and the SME orders a larger quantity and borrows more capital. This reduces the SME …
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absent in these markets. We introduce a dataset of 414 SME marketplace loans and 8,236 online loan days to test these …
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