The evolution of Internet has radically changed the way millions of people conduct their financial affairs today. Online payment solutions and online banking services attract more and more customers every day, whereas Internet connectivity is essential for their availability. This study models...

In times of ubiquitous electronic communication and increasing industry pressure for standard electronic authentication, the maintenance of privacy (the “right to be let alone”) becomes a subject of increasing concern. The possibility of a “transparent human” appears most obvious in...

Dienstbasierte Architekturen bilden zunehmend eine attraktive Ergänzung zu den klassischen Geschäftsmodellen der Softwarenutzung. Das Buch erläutert die für webbasierte Dienste relevanten technischen und ökonomischen Konzepte. Anschließend werden unter Zuhilfenahme von empirischen Analysen...