Verlagsinfo: Die Teilnehmer der nationalen europäischen Märkte sehen sich im Zuge des seit geraumer Zeit andauernden und noch anhaltenden Wandlungsprozesses mit neuen Rahmenbedingungen konfrontiert. Der Wandel kann mit Schlagwörtern wie Technologisierung, Globalisierung,...

This text is concerned with the increasingly important and problematic area of financial exclusion, broadly defined as the inability and/or reluctance of particular societal groups to access mainstream financial services. This has emerged as a major international policy issue. There is growing...

The emergence of the Internet as a commercialization method has offered organizations many opportunities. However, when buyers want to execute a transaction online, a certain distrust typically accompanies the need to provide personal data. To address this problem, assurance seals have been...

This paper looks at the recent discussion on "Lootboxes" by regulators in several countries referring to the case of Japan in the light of business model revolutions. A game-of-chance mechanic which can be found in more and more in digital games to acquire virtual items and to help monetize...