The work of Nobel Laureates Banerjee, Duflo and Kremer has centered around the use of randomized control trials to help solve development problems. To date, however, few field experiments have been undertaken to evaluate the effects of humanitarian assistance. The reasons may lie in challenges...

We conduct a field experiment to test the demand for flexibility and for soft and hard commitment among clients of a microfinance institution. We offer a commitment contract inspired by the rotating structure of a ROSCA. Additional treatments test ex ante demand for soft commitment (in the form...