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, tailor-made micro-level data set on bank lending volumes, bank balance sheets and mortgage loan characteristics. Controlling …Was the bank credit crunch following the collapse of Lehman Brothers in September 2008 in many economies due to a loan … for a range of bank-specific factors, we find that banks with larger shares of residential mortgages in total loans in …
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This study examines whether CEO overconfidence affects banks' mortgage lending decisions in the post-financial crisis … period. Despite the improvements in bank regulations and intensified monitoring following the financial crisis of 2007 …-2009, we find that banks managed by overconfident CEOs are more likely to approve mortgage applications of risky borrowers …
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This study examines the effect of the opioid epidemic on bank mortgage lending decisions. We find that mortgage loan …
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This study examines the effect of the opioid epidemic on bank mortgage lending decisions. We find that mortgage loan …
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