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Competition Against Common Sense : Insights on Peer-to-Peer Lending as a Tool to Allay Financial Exclusion

Komarova Loureiro, Yuliya - 2015

Purpose – The purpose of this research is to provide insights into peer-to-peer (P2P) lending which has served as one important tool to mitigate financial exclusion. The main proposition of this research is that P2P platforms, which in many ways resemble auctions, naturally instill competitive...

Persistent link: https://www.econbiz.de/10013031643

Evidence on Usage Behavior and Future Adoption Intention of Fintechs and Digital Finance Solutions

Gerlach, Johannes M. - 2019

Financial Technology Companies are gaining popularity and becoming more relevant within financial services industries worldwide. This growth can be encouraged by the EY FinTech Adoption Index, which indicates a global average FinTech Adoption of 33.0% in 2017. With regard to Financial Technology...

Persistent link: https://www.econbiz.de/10012862006

Boosting financial service quality : the power of innovation strategy in Algerian context

Boussad, Nait Ibrahim; Meriem, Nouala - In: Journal of intercultural management : the journal of … 16 (2024) 2, pp. 5-38

innovation approaches, are critical in improving quality in a competitive environment. This investigation analyses the influence … of innovations extended mix marketing elements on the quality of financial services in Algeria. Methodology This study … quality of service using structural equation modelling (SEM) with a Partial Least Squares (PLS) approach. Data were collected …

Persistent link: https://www.econbiz.de/10015417064

Does Service Quality Differentiate Banking Services? Evidence from India

Gupta, Ambuj - 2010

sector banks, higher utilization of technology, innovative products and so on. Service quality (or excellence), of course, is … quality in a sample of public sector and private sector banks in Dehradun which is one of the most beautiful resort centers in …

Persistent link: https://www.econbiz.de/10014044647

Banking the Unbanked : What Do 255 Million New Bank Accounts Reveal about Financial Access?

Agarwal, Sumit - 2017

Using administrative account level data, we study the largest financial inclusion program in India that led to 255 million new bank account openings. About 77% of these accounts maintain a positive balance. While the initial usage remains quite infrequent, it gradually converges to that of...

Persistent link: https://www.econbiz.de/10012964578

Misconduct Risk in Banking Services : Does a Propensity to be Sanctioned Exist?

Sampagnaro, Gabriele - 2018

Litigation against a bank is indicative of misconduct risk because it suggests a failure to process customer complaints (EBA, 2014). This study examines the relationship between certain features of banks and potential and actual misconduct based on a panel of complaints submitted to the Italian...

Persistent link: https://www.econbiz.de/10012910721

Fintech and Banking

Thakor, Anjan V. - 2019

This paper is a review of fintech and its interaction with banking. Included in fintech are innovations in payment systems (including cryptocurrencies), credit markets (including P2P lending), and insurance, with blockchain-assisted smart contract playing a role. The paper provides a definition...

Persistent link: https://www.econbiz.de/10012893090

COVID-19, Banks, and Fintechs

Hill, Julie Andersen - 2021

The 2020 COVID-19 pandemic and the social distancing measures implemented to stop its spread will leave its mark on people, industries, and government policies long after the disease's health risk recede. One of the industries that has been transformed is financial services. As the pandemic...

Persistent link: https://www.econbiz.de/10013241664

Banking Across Borders

Niepmann, Friederike - 2011

This paper develops and tests a theoretical model that allows for the endogenous decision of banks to engage in international and global banking. International banking, where banks raise capital in the home market and lend it abroad, is driven by differences in factor endowments across...

Persistent link: https://www.econbiz.de/10013117453

Banking across Borders with Heterogeneous Banks

Niepmann, Friederike - 2013

Individual banks differ substantially in their foreign operations. This paper introduces heterogeneous banks into a general equilibrium framework of banking across borders to explain the documented variation. While the model matches existing micro and macro evidence, novel and unexplored...

Persistent link: https://www.econbiz.de/10013083970