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In the context of developing FinTech innovation, a commercial bank's use of FinTech innovation can improve its risk management capability, thereby reducing its risk-taking. This paper explores the impact and mechanism of a bank's FinTech innovation on its risk-taking using panel data of 65...
Persistent link: https://www.econbiz.de/10013449258
& down, the banking sector has witnessed various influences both in terms of technological as well as non …-technological issues. This paper identifies and records the operational shifts of the banking sector in the recent times. Be it the newer …
Persistent link: https://www.econbiz.de/10011346003
crisis in particular and other (banking and financial) crises in general attempts to highlight the significance of the … soundness of banking sector in emerging economies where banking sector constitutes a lion's share in the financial system …. Another contribution of this study is that, employing the most appropriate key determinants of banking sector soundness, the …
Persistent link: https://www.econbiz.de/10013106501
In this study we estimate technical efficiency of Indian commercial banks from 1989 to 2009, using a multiple-output generalized stochastic production frontier and analyze the effects of financial reforms on estimated efficiency.The generalized method estimates technical efficiency in the...
Persistent link: https://www.econbiz.de/10013051023
This paper discusses the business correspondent (BC)-agent banking model in India against the backdrop of community … potential to address the gender gap in financial inclusion. In recent years, India has made significant progress toward … financial inclusion with the support of technological and policy innovations, but there remains a gap in access to basic banking …
Persistent link: https://www.econbiz.de/10012627087
-stability and competition-fragility can coexist in a single banking system like India. … in India. We use a dynamic panel model to examine whether an increase in bank competition hindrances financial stability … of commercial banks in India over the period 1996 to 2016. Findings reveal that in India, a higher degree of bank …
Persistent link: https://www.econbiz.de/10012306682
The purpose of this research study has been to expand our understanding of the finance-growth "nexus" to finance-growth-inequality "nexus" in the presence of both the formal and the informal sources of borrowing. Using empirical evidence of IHDS Survey data for two rounds the study attempts to...
Persistent link: https://www.econbiz.de/10011952114
in the banking system. Our study has extended the debate where we have incorporated accounting-based information along … prevailing in the Indian banking system. The study revealed that for Indian banks competition and systemic risk are inversely … related. Systemic risk build-up occurs during the business growth cycle, and it spillovers onto the banking system during the …
Persistent link: https://www.econbiz.de/10014500859
Financial inclusion, for which the keystone is access to a bank account, is crucial to overcome the socioeconomic backwardness of African countries and to improve the African societies' well-being. The study concentrates on this continent to better understand the nature of its development in...
Persistent link: https://www.econbiz.de/10014636635
We study the dependence between the downside risk of European banks and insurers. Since the downside risk of banks and insurers differs, an interesting question from a supervisory point of view is the risk reduction that derives from diversification within large banks and financial...
Persistent link: https://www.econbiz.de/10011346454