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Payment Banks : Digital Revolution in Indian Banking System
Mehta, Dr. Neha - 2020
Digital revolution in India has brought paradigm shift in the banking system and financial transactions due to online payment. Payment gateways, e-commerce applications and other benefits boost smartphone users towards digital transactions. This study focuses on identifying factors important for...
Persistent link: https://www.econbiz.de/10012827980
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Determining the financial inclusion output of banking sector of Pakistan : supply-side analysis
Adil, Fareeha; Jalil, Abdul - In: Economies : open access journal 8 (2020) 2/42, pp. 1-20
Financial inclusion is the process of including the people who lack formal financial services. The concept of financial inclusion emerged globally in the times of millennium and is defined as the availability and usage of formal financial services. It essentially facilitates economic growth; the...
Persistent link: https://www.econbiz.de/10012238507
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A multi-dimensional approach to the financial inclusion in EU countries
Barbu, Teodora Cristina; Boitan, Iustina Alina; Cioaca, … - In: Revista română de economie 44 (2017) 1, pp. 130-144
The topic of financial inclusion has gained increased attention, on the background of international frameworks and policies devoted to inclusive societies, inclusive financial systems, sustainable and inclusive growth. However, existing literature and practice lack a generally accepted, reliable...
Persistent link: https://www.econbiz.de/10011764489
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Regional variations of banking services and poverty reduction : evidence from subdistrict level administrative data of Bangladesh
Iqbal, Kazi; Roy, Paritosh K.; Shamsul Alam, A. K. - 2018
While the role of commercial banks in financing economic growth and reducing poverty and income inequality is well documented in cross-country setup, the regional variations of the banking services within a country and its association with poverty reduction is understudied. Understanding of the...
Persistent link: https://www.econbiz.de/10011902697
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Does financial inclusion promote financial stability? : evidence from Africa
Koudalo, Yawovi M. A.; Toure, Moumbark - In: Cogent economics & finance 11 (2023) 2, pp. 1-28
This study aims to examine the impact of financial inclusion on financial stability across 54 African countries. Using country-level data that spans a 20-year period from 2000 to 2020, the findings suggest a positive association between the level of account penetration and financial stability....
Persistent link: https://www.econbiz.de/10014503158
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Institutional quality's influence on financial inclusion' impact on bank stability
Dao Ha; Nguyen, Yen - In: Cogent economics & finance 11 (2023) 1, pp. 1-22
Using the Generalized Method of Moments (GMM), this study examines the influence of institutional quality on the impact … good institutional quality. This is verified again in terms of institutional quality aspects. Corruption control, political … stability, government efficiency, and the rule of law have positive effects, while regulatory quality has negative effects. The …
Persistent link: https://www.econbiz.de/10014500740
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A Climate Stress-Test of the Financial System
Battiston, Stefano; Mandel, Antoine - 2020
The urgency of estimating the impact of climate risks on the financial system is increasingly recognized among scholars and practitioners. By adopting a network approach to financial dependencies, we look at how climate policy risk might propagate through the financial system. We develop a...
Persistent link: https://www.econbiz.de/10012855741
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Financial Inclusion and Bank Competition in Sub-Saharan Africa
Mengistu, Azanaw - 2019
In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and financial soundness, to study the effect on the adoption of...
Persistent link: https://www.econbiz.de/10012895126
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Banking the Unbanked : What Do 255 Million New Bank Accounts Reveal about Financial Access?
Agarwal, Sumit - 2017
Using administrative account level data, we study the largest financial inclusion program in India that led to 255 million new bank account openings. About 77% of these accounts maintain a positive balance. While the initial usage remains quite infrequent, it gradually converges to that of...
Persistent link: https://www.econbiz.de/10012964578
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Bank Savings and Bank Credits in Nigeria : Determinants and Impact on Economic Growth
Orji, Anthony - 2015
This study investigated the determinants of bank savings in Nigeria as well as examined the impact of bank savings and bank credits on Nigeria's economic growth from 1970-2006. We adopted two impact models; Distributed Lag-Error Correction Model (DL-ECM) and Distributed Model. The empirical...
Persistent link: https://www.econbiz.de/10013034614