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We show that unemployed individuals maintain significant access to credit. Following job loss, the unconstrained borrow, while the constrained default and delever. Both defaulters and borrowers are using credit to smooth consumption. We quantitatively show that long-term credit relationships and...
Persistent link: https://www.econbiz.de/10012481983
While prior research has examined the issue of sales promotion proneness, very little has examined proneness to non-monetary promotions, such as contests and premiums discovered in store. This study draws on a promotions benefits framework to examine the influence of shoppers' desired benefits...
Persistent link: https://www.econbiz.de/10013024346
We show that unemployed individuals maintain significant access to credit. Following job loss, the unconstrained borrow, while the constrained default and delever. Both defaulters and borrowers are using credit to smooth consumption. We quantitatively show that long-term credit relationships and...
Persistent link: https://www.econbiz.de/10013322225
Persistent link: https://www.econbiz.de/10000054374
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theory and the vital differences between the Austrian approach and mainstream thought. This book will appeal to scholars and …
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: taxation of consumption rather than income; European unity; and political and economic liberalism …
Persistent link: https://www.econbiz.de/10012054101