Narrow search
Showing 1 - 10 of 4,329
Cover Image
Household credit and regulatory arbitrage : evidence from online marketplace lending
Braggion, Fabio; Manconi, Alberto; Zhu, Haikun - In: Management science : journal of the Institute for … 69 (2023) 10, pp. 6271-6292
Persistent link: https://www.econbiz.de/10014393056
Cover Image
Household Credit as Stimulus? Evidence from Brazil
Garber, Gabriel; Mian, Atif R.; Ponticelli, Jacopo; … - 2021
results suggest a potential downside of using household credit as stimulus in emerging markets …From 2011 to 2014, the Brazilian government conducted a heavily advertised major credit expansion program through … financial literacy. We trace the impact of credit stimulus on borrowers’ consumption through the 2011-16 business cycle, and …
Persistent link: https://www.econbiz.de/10013322757
Cover Image
Do remittances increase borrowing?
Ambrosius, Christian; Cuecuecha, Alfredo - 2014
concerns of selection bias and reverse causality through household fixed effects and an instrumental strategy that exploits …
Persistent link: https://www.econbiz.de/10010403217
Cover Image
Household indebtedness and the macroeconomic effects of tax changes
Choi, Sangyup; Shin, Junhyeok - 2022
Persistent link: https://www.econbiz.de/10013478658
Cover Image
Household indebtedness and the macroeconomic effects of tax changes
Choi, Sangyup; Shin, Junhyeok - In: Journal of economic behavior & organization : JEBO 209 (2023), pp. 22-52
Persistent link: https://www.econbiz.de/10014423359
Cover Image
Household Debt and the Macroeconomy
Settlements, Bank for International - 2013
Lower interest rates and an easing of liquidity constraints have led to a substantial rise in household debt over the … past two decades. The greater indebtedness has made the household sector more sensitive to changes in interest rates …
Persistent link: https://www.econbiz.de/10013092050
Cover Image
Household debt and the heterogeneous effects of forward guidance
Ferrante, Francesco; Paustian, Matthias - 2019
We develop an incomplete-markets heterogeneous agent New-Keynesian (HANK) model in which households are allowed to lend and borrow, subject to a borrowing constraint. We show that, in this framework, forward guidance, that is the promise by the central bank to lower future interest rates, can be...
Persistent link: https://www.econbiz.de/10012126207
Cover Image
Do macroprudential measures increase inequality? : evidence from the euro area household survey
Georgescu, Oana-Maria; Vila Martin, Diego - 2021
-service-to-income (DSTI) limits - contain the build-up of systemic risk by reducing the probability and conditional impact of a crisis. While …
Persistent link: https://www.econbiz.de/10012547560
Cover Image
Household Debt and Monetary Policy : Revealing the Cash-Flow Channel
Flodén, Martin - 2019
We examine the effect of monetary policy on household spending when households are indebted and interest rates on … the policy rate, relative to a household with no debt. This is true among households with low or high levels of illiquid …
Persistent link: https://www.econbiz.de/10012900523
Cover Image
Household Debt and Monetary Policy : Revealing the Cash-Flow Channel
Flodén, Martin - 2017
We examine the cash-flow channel of monetary policy, i.e. the effect of monetary policy on spending when households hold debt linked to short-term rates such as adjustable rate mortgages (ARMs). Using registry-based data on Swedish households, we estimate substantial heterogeneity in consumption...
Persistent link: https://www.econbiz.de/10012969777