Setiawan, Dedy; Junaidi; Marzal, Jefri; Zulfanetti; … - In: Pakistan journal of commerce and social sciences 18 (2024) 3, pp. 651-675
This study aims to develop an innovative TOE-TAM-Religiosity model that combines the TOE framework, TAM, and religious dimensions in adopting Information and Communication Technology (ICT) in organizations, especially micro and small businesses (SMEs). The TOE-TAM-Religiosity Model describes and...