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Improving access to banking : evidence from Kenya

Allen, Franklin; Carletti, Elena; Cull, Robert J.; Qian, Jun - In: Review of finance : journal of the European Finance … 25 (2021) 2, pp. 403-447

Persistent link: https://www.econbiz.de/10012546168

Serving the underserved : microcredit as a pathway to commercial banks

Agarwal, Sumit; Rusuhuzwa, Thomas Kigabo; Minoiu, Camelia; … - 2021

Persistent link: https://www.econbiz.de/10012609349

Bank Misconduct and Online Lending

Bertsch, Christoph; Hull, Isaiah; Qi, Yingjie; Zhang, Xin - 2021

We introduce a high quality proxy for bank misconduct that is constructed from Consumer Financial Protection Bureau … (CFPB) complaint data. We employ this proxy to measure the impact of bank misconduct on the expansion of online lending in … bank misconduct is associated with a statistically and economically significant increase in online lending demand at the …

Persistent link: https://www.econbiz.de/10013251650

Choosing digital lending partners for banks and making partnerships work

Wendel, Charles B. - In: Journal of digital banking 4 (2019/2020) 3, pp. 213-221

Persistent link: https://www.econbiz.de/10012305037

Regulating fintech financing: digital banks and fintech platforms

Ehrentraud, Johannes; Garcia Ocampo, Denise; Quevedo … - 2020

Persistent link: https://www.econbiz.de/10012310910

Financial technology and the future of banking

Broby, Daniel - In: Financial innovation : FIN 7 (2021), pp. 1-19

This paper presents an analytical framework that describes the business model of banks. It draws on the classical theory of banking and the literature on digital transformation. It provides an explanation for existing trends and, by extending the theory of the banking firm, it illustrates how...

Persistent link: https://www.econbiz.de/10012594546