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Prosocial lending in the form of micro-financing, small uncollateralized loans to entrepreneurs in the developing world, has recently emerged as a leading contender as a cure for world poverty. Our research investigates, in a field setting with real world and consequential data, the...
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We investigate the effects of team competition on pro-social lending activity on Kiva.org, the first microlending website to match lenders with entrepreneurs in developing countries. Using naturally occurring field data, we find that lenders who join teams contribute 1.2 more loans ($30–$42)...
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preference over borrowers in micro-finance lending. We distinguish between perceptions of transaction-related factors, such as …
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institutions to answer. We explore the implications of voluntary reporting on knowledge about microfinance. We show systematic … biases in microfinance institutions’ choices about which survey to respond to and which specific indicators to report. The … analysis focuses on data for 2,072 microfinance institutions from MixMarket and the Microcredit Summit Campaign databases for …
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