Digital disruption is a potent force. Advances in mobile technology and increasing use of social media have quickened the pace of customer adoption, giving rise to the age of digital disruption. It is important to note though that digital disruption is not a net negative force. For every...

Article 9 of the Uniform Commercial Code (U.C.C.) governs secured transactions in personal property in all fifty states and has been lauded as “the most successful commercial statute ever.” But while Article 9 has facilitated commerce and economic growth, it remains complicated and...

The extent of digital disruption was not really perceived by many financial intermediaries justa few years ago. It is clear in 2017 that the digital disruption will change the financial industryfar more widely than the regulatory avalanches did since the financial crisis: The business modelin...