Empirical evidence that access to higher education is constrained by credit availability is limited and usually indirect. This paper provides direct evidence by comparing university enrollment rates of potential South African students, depending on whether or not they get a loan to cover their...

Students are seen as future decision makers and leaders of tomorrow. Therefore, this study addresses student perceptions of sustainable development. As universities are instrumental in educating future leaders and decision makers, it is imperative for universities to play a critical role in...