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Ambiguity and risk measures in the lab and students' real-life borrowing behavior
Fairley, Kim; Weitzel, Utz - In: Journal of behavioral and experimental economics 67 (2017), pp. 85-98
Persistent link: https://www.econbiz.de/10011825084
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The Carrot Effect of Informing Borrowers about Credit Reporting : Two Randomized Field Experiments
Liao, Li - 2020
to a public credit registry affects their loan take-up and repayment decisions. We show that credit warnings increase … loan take-up rates. Reducing incumbent lenders' informational rents and improving access to informal or formal credit are … the main drivers. Moreover, credit warnings reduce default rates by 32–52%. This reduction is comparable for borrowers who …
Persistent link: https://www.econbiz.de/10012852257
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Wirkungen von Zielvorgaben und relativer Leistungsbewertung im Kontext darlehensbasierter Studienfinanzierungsmodelle
Braun, David - 2006
Persistent link: https://www.econbiz.de/10003280552
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Optimal educational choice and higher education financing : efficiency of costs recovery
Ismail, Russayani - In: Economics of education : issues of transition and …, (pp. 133-166). 2010
Persistent link: https://www.econbiz.de/10008699932
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Student loans and the allocation of graduate jobs
Cigno, Alessandro; Luporini, Annalisa - 2015
Higher education is not just a signal of innate ability. At least a certain level of educational achievement (degree level, degree mark) is strictly required to perform a graduate job. School leavers fall into two categories, the rich and the poor. Ability is distributed in the same way in both...
Persistent link: https://www.econbiz.de/10010485521
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Choosing the type of income-contongent loan : risk-sharing versus risk-pooling
Del Rey, Elena; Racionero, Maria del Mar - 2012
Persistent link: https://www.econbiz.de/10009673148
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Choosing the Type of Income-Contingent Loan : Risk-Sharing Versus Risk-Pooling
Del Rey, Elena - 2014
This paper analyses the choice between risk-sharing and risk-pooling income-contingent loans for higher education of risk-averse individuals who differ in their ability to benefit from education and inherited wealth. The paper identifies the possible outcomes of a majority vote between the two...
Persistent link: https://www.econbiz.de/10013056896
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Higher education : subsidizing tuition versus subsidizing student loans
Eckwert, Bernhard; Zilcha, Itzhak - In: Journal of public economic theory 16 (2014) 6, pp. 835-853
Persistent link: https://www.econbiz.de/10011568258
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It works in practice, but would it work in theory? : Joseph Stiglitz's contribution to our understanding of income contingent loans
Chapman, Bruce James - In: Toward a just society : Joseph Stiglitz and …, (pp. 479-492). 2018
Persistent link: https://www.econbiz.de/10011906209
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Financing higher education in an imperfect world
Long, Ngo Van - In: Economics of education review 71 (2019), pp. 23-31
Persistent link: https://www.econbiz.de/10012213853