This research aims to investigate the influence of bank capital, risk-based capital and bank capital buffers on the … behaviour of bank risk-taking by applying GMM on the data of US commercial banks ranges from 2002 to 2018. The findings show … that bank capital has a positive influence on total risk. However, risk-based capital and capital buffer have a negative …

, policymakers, and bank managers for better decision making. …

to take a forward-looking approach to recognizing life-of-loan losses upon loan origination. Using bank mortgage approval … booms. Overall, our findings suggest that CECL adoption reduces bank lending procyclicality …

COVID-19 pandemic shock. We argue that tighter bank regulation has created incentives for nonbanks to increase their …

The traditional model of bank-led financial intermediation, where banks issue demandable deposits to savers and make …% to 13%. Additionally, the share of loans as a percentage of bank assets has fallen from 70% to 55%. We develop a …, and changes in implicit subsidies and costs of bank activities can explain these shifts. Declines in securitization cost …

While simpler than risk-based capital requirements, the leverage ratio may encourage bank risk-taking. This paper … examines the activity of broker-dealers affiliated with bank holding companies (BHCs) and broker-dealers not affiliated with …

In recent years, assets of non-bank financial intermediaries (NBFIs) have grown significantly relative to those of …. We argue instead that NBFI and bank businesses and risks are so interwoven that they are better described as having … contingent liquidity risk from the provision of credit lines to NBFIs; and (iii) Empirical work confirms bank-NBFI linkages …

firm incentives in a post-reform financial system. -- Financial regulatory reform ; corporate governance ; bank charter … ; bank insolvency …

. Using a simultaneous-equations framework, we investigate the relationship between bank capital buffer and liquidity for … European and US publicly traded commercial banks from 2000 to 2008. Previous research studying the determinants of bank capital …