This dissertation is a collection of four essays dealing with topics of the production of health and health care finance. In almost all industrialized countries public health care expenditure continues to increase at a faster pace than GDP. Thus, debate on health policy often focuses on limiting...

In times of ever-rising health expenditures it is becoming more and more obvious that conventional models for funding health care are increasingly experiencing difficulties in meeting up this challenge. The concept of Medical Savings Accounts (MSAs) represents an innovative and so far rarely...