SME loans across foreign, private, and government-owned banks, even though different bank ownership types apply different …Using data for 91 large banks from 45 countries, this paper finds few differences in the extent, type, and pricing of … lending technologies and have different organizational structures. Instead, we find significant differences across banks in …

effects from cross-border bank takeovers with those of cross-border lending by banks located overseas, which in most cases … with FDI while the rates banks charge to borrowers are largely unchanged or actually fall. We contrast the competitive …