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Do macroprudential regulations on residential lending influence commercial lending behavior too? To answer this question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential mortgages on which extra capital requirements were...
Persistent link: https://www.econbiz.de/10012643066
experienced serious liquidity and solvency problems. Based on the new policy of the State Bank of Vietnam, in order to ensure safe … paper investigates the effects of the Basel II capital requirement implementation in Viet Nam on the bank lending rate and …). The main finding of the paper is that at the bank level, a tightening of regulatory capital requirements does not induce a …
Persistent link: https://www.econbiz.de/10011959821
, in the context of the eurozone periphery, the increase in domestic government bond holdings, the reduction of bank credit …
Persistent link: https://www.econbiz.de/10011978342
higher minimum capital ratio (about 10%). These results indicate that tighter bank requirements temporally mitigate crises in …
Persistent link: https://www.econbiz.de/10014232599
bank capital asset requirements (CARs) exerts a detrimental effect on the supply of credit. The econometric analysis on … individual bank data suggests three main results. First, CAR enforcement — according to the 1988 Basel standard — significantly … relevant to the ongoing debate on the impact of the revision of bank CARs, as contemplated by the 1999 Basel proposal. Our …
Persistent link: https://www.econbiz.de/10013124730
We explore the effects of ownership concentration on the risk-taking behavior of banks. Our analysis focuses on East Asian countries because these nations have successfully implemented the Basel standards and demonstrate a high degree of regulatory convergence. For the period from 2005 to 2009,...
Persistent link: https://www.econbiz.de/10013092657
Using a worldwide bank sample from 2000 to 2010, this article analyzes the determinants of bank lending behavior during … the global financial crisis highlighting the role of bank capital. It reveals that the high quality of the bank funding … strategy (tier 1 bank capital and retail deposits) and prevalent government backing were crucial to continuous bank lending …
Persistent link: https://www.econbiz.de/10013065635
Using a worldwide bank sample from 2000 to 2010, this article analyzes the determinants of bank lending behavior during … the global financial crisis highlighting the role of bank capital. It reveals that the high quality of the bank funding … strategy (tier 1 bank capital and retail deposits) and prevalent government backing were crucial to continuous bank lending …
Persistent link: https://www.econbiz.de/10013044400
Between 2010 and 2012 and with bank stability as the ultimate target, five European countries implemented a tax levy on … the impact of the tax levy along bank size and capital structure. We find that banks located in countries where the tax …
Persistent link: https://www.econbiz.de/10013168993
We study whether government subsidies can stimulate bank funding of marginal investment projects and the associated … can use it as an exogenous shock to identify bank responses. On average, firm subsidies do not affect bank lending, but … reduce banks’ distance to default. Average effects conflate important bank-level heterogeneity though. Conditional on various …
Persistent link: https://www.econbiz.de/10012803527