In this paper, we analyse a relationship between net interest margin (NIM) of EU banks and market interest rates in a … low-interest rate environment. We contribute to the literature when examining a large sample of annual data on 629 banks … investigated banks. Second, a higher market concentration, proxied by the Herfindahl index, leads to higher NIM. Finally, we show a …

. Progress has been made toward stronger pan-European approaches. Moving banks and sovereigns jointly to safety is essential …

In this paper we argue that the own findings of the SSM THEMATIC REVIEW ON PROFITABILITY AND BUSINESS MODEL and the … academic literature on bank profitability do not provide support for the business model approach of supervisory guidance. We …

interest rate environment: European commercial banks focus on maintaining their profitability, whereas cooperative banks seek …Our aim is to empirically assess differences in behaviour and performance of European cooperative and commercial banks … ownership structures based on a data set of nearly 1,000 banks from 11 European countries for the 2009-2015 period. Our findings …

The aim of this paper is twofold: first, to study the determinants of banks' net interest margin with a particular … for banks of the relaxation of a binding prudential limit on maturity mismatch, in place in Italy until the mid-2000s. The …

In this paper, we analyze the relationship between the net interest margin (NIM) of US and European banks and market … on 1,155 banks from United States and EU member countries during the 2011-2016 period, which also covers periods of zero …, we show significant differences by bank type: saving banks, real estate and mortgage banks, and cooperative banks report …