likely to incur overdraft and credit card penalty fees. Net benefit of the mobile channel to the bank is $0.07 USD per month …

estimate a structural two-sided model of a payment choice. We exploit a unique dataset consisting of the Bank of Canada … adoption of payment cards is inelastic. When merchants face an increase in the usage cost of credit cards, they reduce their … sale. We also show that under full adoption and acceptance of all payment instruments by both sides of the market …

the various marketing efforts of the bank to allow more personal and close relationships. This paper examines consumer … adoption model of a new electronic payment service and the factors influencing the adoption of mobile banking in India. ICICI … Bank recently initiated iMobile applications which give large number o f technology services to the customer’s advantages …

of Internet banking. The study also explores the consumer's adoption behaviour driven by the evolution of new, banking … technology in Malaysia. The result implies that a social norm effect dominates Internet banking adoption. This paper presents the … probability of a bank customer adopting internet banking. The profile of the adopter is constructed using demographic, social …

It is increasingly more interesting to the bank managers to understand what is important to customers when it comes to … purpose of this research is to identify the factors that influence corporate customer's adoption of Internet banking services … an East African bank that serves as a target sample. The Technology Acceptance Model (TAM) is the primary basis for the …

European bank. In the proposed model, an approach to external influences was included, theoretically and originally stated by …

the adoption of internet banking and then to identify if the service quality dimensions of reliability, responsiveness … gathered from 202 bank customers using judgmental sampling through two sets of questionnaires viz. User of Internet Banking and … respectively. The service quality has been found to significantly influence the adoption of internet banking in Malaysia. Service …