Artículo de revista ; Advances in new technologies give millions of people who experience financial exclusion globally the opportunity to access and use financial services. This article describes the main benefits of financial innovation, particularly in emerging economies. It also identifies...

Artículo de revista ; On the backof new technologies, new data sources are emerging. These are of very high frequency, with greater granularity than traditional sources, and can be accessed across the board, in many cases, by the different economic agents. Such developments open up new avenues...

The vast majority of the literature related to the empirical estimation of retention models includes a discussion of the theoretical retention framework established by Bean, Braxton, Tinto, Pascarella, Terenzini and others (see Bean, 1980; Bean, 2000; Braxton, 2000; Braxton et al, 2004; Chapman and Pascarella,...

The problem: Much of finance theory is based on the efficient market hypothesis. According to this hypothesis, the prices of financial assets, such as stocks, incorporate all information that may affect their future performance. However, the translation of publicly available information into...

With emergence of biomedical informatics, Web intelligence, and E-business, new challenges are coming for knowledge discovery and data mining modeling problems. In this dissertation work, a framework named Granular Support Vector Machines (GSVM) is proposed to systematically and formally combine...

The increasing awareness of data mining technology, along with the attendant increase in the capturing, warehousing, and utilization of historical data to support evidence-based decision making, is leading many organizations to recognize that the effective use of data is the key element in the...

Artículo de revista ; Los avances en las nuevas tecnologías suponen una oportunidad de acceso y uso de los servicios financieros para millones de personas que permanecen excluidas financieramente a escala mundial. En este artículo se señalan las principales ventajas que la innovación...

Artículo de revista ; Las nuevas tecnologías están permitiendo la aparición de fuentes de datos de muy alta frecuencia, de mayor granularidad que las tradicionales y de acceso generalizado, en muchos casos, por parte de los distintos agentes económicos. Estos desarrollos abren nuevas vías...

En este trabajo se presenta un Índice de Comercio Minorista (ICM) de alta dimensionalidad construido para España, estimado a partir del uso de datos masivos. La información utilizada se corresponde con la que surge de las transacciones con tarjetas de crédito y de débito de los clientes de...

Organizado por: Deloitte, Sociedad de Tasación y ABC