This study investigates the effect of financial perception and behaviour on; (a) general accounts and services, (b … three estimations support the hypothesis that financial perception has a greater effect on the decision to access and use … behaviour is greater than financial perception when making decisions on the take-up and use of investment financial services. It …

health outcomes: affected hospitals experience a significant increase in risk-adjusted, unplanned 30-day readmission rates of … recently discharged patients and in risk-adjusted 30-day patient mortality rates. Overall, the results indicate that access to …

of banks argue that compensation for bearing systematic risk is not part of bank output. We apply these models and find …