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Credit mediation for SMEs
Cusmano, Lucia - 2018
In the wake of the 2008-09 financial crisis, a number of European OECD countries introduced credit mediation schemes, as a new, often temporary mechanism to help ease access to finance by SMEs. This report investigates the nature of credit mediation and credit review schemes implemented in...
Persistent link: https://www.econbiz.de/10011876995
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Enhancing the financing of the real economy and financial stability in the United Kingdom
Havrylchyk, Olena; Kierzenkowski, Rafał - 2015
The banking sector in the United Kingdom (UK) was deeply affected by the crisis. Bank credit has collapsed reflecting … to improve access to finance united under the roof of the British Business Bank. Further structural reforms are needed to …
Persistent link: https://www.econbiz.de/10011399564
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Banks' restructuring and smooth deleveraging of the private sector in Slovenia
Havrylchyk, Olena - 2013
deteriorate further, which could require significant bank recapitalisation. Updated bottom-up (i.e. loan by loan) stress tests are … assumptions should be made public. The creation of the Bank Asset Management Company (BAMC) should allow recognition of problems …
Persistent link: https://www.econbiz.de/10009767739
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Bank insolvencies, regulatory forbearance and ambiguity
Vinogradov, Dmitri V. - 2006 - This version: September 14, 2006
Banking regulators often practice forbearance and ambiguity in insolvency resolutions. The paper examines the effects of regulatory forbearance and ambiguity in a context of allocational efficiency. Bailouts, liquidations and their stochastic policy mix lead to suboptimal allocations if banks do...
Persistent link: https://www.econbiz.de/10003393906
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Ensuring stability and efficiency of the Hungarian financial sector
Havrylchyk, Olena - 2012
step towards fair burden sharing. Bank recapitalisation, if necessary, should be done by raising the level of capital so as … accounts for systemic risks in Hungary. Finally, an effective independence of the central bank has to be guaranteed. This …
Persistent link: https://www.econbiz.de/10009690134
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Making the banking sector more resilient and reducing household debt in the Netherlands
Kierzenkowski, Rafał; Havrylchyk, Olena; Beynet, Pierre - 2014
Dutch banks were put under heavy strains early in the global downturn and have comparatively weak financial buffers to cope with new shocks. Falling house prices have increased the share of households with negative home equity to nearly 35% for home-owning households and 40% for mortgage...
Persistent link: https://www.econbiz.de/10010464961
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Negative interest rates in the euro area : does it hurt banks?
Strasky, Jan; Hwang, Hyunjeong - 2019
assesses the effect of the NIRP on the net interest rate margins of the euro area banks using quarterly consolidated bank level … policy rates. The econometric results confirm the effect of the interest rate level on bank profitability and, in some … specifications, also suggest an additional negative effect on bank profitability in the period of negative euro area short …
Persistent link: https://www.econbiz.de/10012111120
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Expectations for banks
Single Resolution Board - 2020
Persistent link: https://www.econbiz.de/10012221202
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What are the main differences between the practice of supervising large banks in the UK and in the euro area, and what are the main risks of regulatory divergence? : in-depth analy...
Haselmann, Rainer; Tröger, Tobias - Europäisches Parlament / Generaldirektion Interne … - 2021
Persistent link: https://www.econbiz.de/10012807423