the relationship between fee and commission income share and banks' performance in terms of profitability, risk and risk …-adjusted profitability in the European Union. We apply System Generalized Method of Moments on a unique data set of 329 EU banks in 2005 …-2014 period. We did not find any diversification benefits by increasing the fee income share based on which we conclude that …

Developments in risk-transfer instruments and risk management techniques in the last two decades have fundamentally … profitability matters for the asset-liability dependency but not in the same way for all three sectors. Asset-liability dependency …

prevailing "modal bank" are better off compared with those pursuing generic diversification. Moreover, we find that early …

geographic complexity can engender explicit trade-offs between the agency problems that increase risk and the diversification … organizations fail, the effect of complexity on BHCs' broader risk profiles is less well understood. Business, organizational, and …, liquidity management, and synergy improvements that reduce risk. The outcomes of such trade-offs may depend on bank governance …

loss provisioning to maintain their profitability. Interestingly, this trend is not present in the financial statements of … interest rate environment: European commercial banks focus on maintaining their profitability, whereas cooperative banks seek …

In recent years, the German banking sector has overcome major challenges such as the global financial crisis and the … banking sector. Interest rates are at historically low levels and may remain at these levels for a considerable period of time …

terms of higher exposure to interest rate risk and lower net interest margin. …

of the risk distribution. This measure is estimated and indicates better diversification benefits for conglomerates …We study the dependence between the downside risk of European banks and insurers. Since the downside risk of banks and … insurers differs, an interesting question from a supervisory point of view is the risk reduction that derives from …

effect varies across banking crises, market crises, and normal times that occurred in the U.S. over the past quarter century … all times (during banking crises, market crises, and normal times). Second, capital enhances the performance of medium and … large banks primarily during banking crises. Additional tests explore channels through which capital generates the …