In recent years, the regulation of economic conditions of banking contracts hasundergone a significant change. New rules were issued on remuneration of creditsand overrunning, value date, secondary costs of payment services, costs for the informationprovided to clients and credit assessment....

This article offers to go back over the social construction of the private individual banking market and to show how, in a context of standardization of the services, products and banking pricing, the relationship to the client is embodied, depending on the establishments in which it takes...

It is sometimes attempted to measure the productive efficiency of the banking sector in a direct way. This approach uses the concept of X-inefficiency introduced by H. Leibenstein. In general, the X-inefficiency is the difference between efficient behaviour of the supplier and his real...