Explores what caused the housing and mortgage crisis and provides remedies to repair the damage to ensure fairness, protect consumers, and guarantee soundness of the financial system without stifling innovation and overly restricting access to credit and consumer choice - Provided by publisher

"Reviews the contributing factors and primary problems generated by the operation of rental markets. Dissects how policies and programs have--or have not--dealt with the primary challenges, what improvements--if any--have been gained, and the lessons learned in the process. Looks to potential...

The observations of housing experts on low-income homeownership in the US and its effects on households and communities. It examines: trends in the 1990s; borrower constraints; financial returns to low-income homeowners; low-income loan performance; and socioeconomic impacts of homeownership