diversification strategy aimed at reducing individual bank systemic risk is a significant topic in both theory and practice. In this … study, we investigate the impact of cross-industry loan diversification on bank systemic risk using data from listed banks … diversification on bank systemic risk operates primarily through the channel of interbank asset similarity. Additionally, we find the …

This paper explores the puzzle of inconsistent findings in regard to bank lending decisions and the negative response … to bank loan announcements in China. Using firm performance before and after the lending decisions, adjusted for the … some cases it is no longer related to bank loan size. Specifically, the positive relationship disappears for loans by …

This study investigates the effect of bank ownership on lending and firm investment efficiencies to give reasons for … the mixed evidence that exists on the impact of bank ownership on firm performance. Using China's listed firms as an … example, we find that bank ownership reduces the efficiency of bank lending and harms investment efficiency for state …