This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance …

This paper investigates the impact of health risk on insurance contract with hazard moral. We use a bi …-dimensional utility function (wealth and health status). We prove that the type of health risk influences the equilibrium of insurance … market. A full coverage is possible with moral hazard. Finally, the link between health risk and co-payment can be invalided. …

prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from …This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

insurance, the likelihood of joint retirement more than doubled. The effect of retiree health insurance on overall employment …Because the near-elderly have high expected medical expenditures, availability of health insurance is an important … study investigate whether access to employer-provided retiree health insurance enabled dual working couples to time their …

-adjusted conditions that can be used to predict future health care costs. We develop a prospective Medicare CD-RISC model using a 5 …

This study will begin by reviewing why governments have a role in providing ,health care for their citizens. The …