Showing 27,241 - 27,250 of 27,344
credit availability for household consumption/saving decisions. In case of expansionary monetary policy and making credit …This paper contributes to the literature on the effects of uncertainty on household saving – a long-standing and … addressing saving against unemployment risk in terms of changes in credit supply and households’ financial wealth. Time series …
Persistent link: https://www.econbiz.de/10012802075
This memo studies the impact of demographic shifts and income inequality on the evolution of savings rates in Denmark, and compares with evidence from the US. Income inequality has followed similar trends in Denmark as in the US, and savings rates vary in a similar way over the life cycle and...
Persistent link: https://www.econbiz.de/10013380429
The effect of pension systems on public and private saving is important - savings are a crucial link between decisions …, reviews the empirical literature. Two important questions are: do unfunded public pension schemes reduce national saving? Do … tax-favoured private saving schemes increase national saving? Quantitative estimates are highly uncertain, but the answers …
Persistent link: https://www.econbiz.de/10012445976
aggregate savings, after controlling for country-specific effects and for other saving determinants that have typically been … insurance data, the paper estimates the relationship between aggregate saving rates and pension wealth using ordinary least …-period life-cycle saving model that incorporates tax treatment of pension returns, population heterogeneity, capital market …
Persistent link: https://www.econbiz.de/10012446099
private saving, as well as the determinants of that offset. The conditions under which private agents will engage in forward …-looking consumption-smoothing behaviour are quite strict and unlikely to hold fully in practice. However, based on a sample of at most 21 … aggregate private and public saving. The overall offset is estimated at between about one-third and one-half, depending on model …
Persistent link: https://www.econbiz.de/10012446274
This paper investigates the direct and the indirect roles of migrant transfers in the saving behaviors of the Latin …
Persistent link: https://www.econbiz.de/10013407069
Persistent link: https://www.econbiz.de/10014553463
The design of pension schemes is crucial in determining savings behavior. The impact of pension schemes on saving rates … between saving patterns and pension wealth. This paper investigates the effect of the private pension contributions on savings …
Persistent link: https://www.econbiz.de/10014281529
This paper examines the effect of financial literacy level on cash holdings in Turkey. Utilizing the Methods of Payment Survey, which includes both financial literacy and cash-related data, we first investigate the fundamentals of financial literacy in Turkey. Based on the performance on...
Persistent link: https://www.econbiz.de/10014479719
Australia's "Transition to Retirement Income Streams" (TRIS) program aims to prolong labor force participation for older workers (aged 55-65 years) by offering early access to a worker's compulsory retirement savings (superannuation). Using a difference-in-differences design, our results suggest...
Persistent link: https://www.econbiz.de/10014328822