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Verbraucherbildung und Verbraucherberatung in der Altersvorsorge: ein Überblick über deutsche und britische Initiativen

Werner, Christina; Oehler, Andreas - In: Vierteljahrshefte zur Wirtschaftsforschung / Quarterly … 78 (2009) 3, pp. 125-143

Consumer education and advice can play a vital role in raising awareness for a potential undersaving for retirement. Both may help consumers to select the appropriate pension plan, provider and product and to revise and adapt already taken decisions. Presenting offers in financial education in...

Persistent link: https://www.econbiz.de/10008550478

Immigration and Inequality

Card, David - In: American Economic Review 99 (2009) 2, pp. 1-21

Persistent link: https://www.econbiz.de/10004999865

Vulnerability and Natural Disasters in Fiji, Papua New Guinea, Vanuatu and the Kyrgyz Republic

Jha, Raghbendra - Crawford School of Public Policy, Australian National … - 2006

This paper analyses vulnerability in Fiji, the Kyrgyz republic, Papua New Guinea and Vanuatu. In incorporating measures of vulnerability there is no major departure from the perspective of MDG 1 Analyses of vulnerability, like that in the present paper, emphasize the fact that the debates around...

Persistent link: https://www.econbiz.de/10005030300

Explaining and Predicting the Impact of Branding Alliances and Web Site Quality on Initial Consumer Trust of E-Commerce Web Sites

Lowry, Paul Benjamin; Vance, Anthony; Moody, Greg; … - Université Paris-Dauphine (Paris IX) - 2008

Trust is a crucial factor in e-commerce. However, consumers are less likely to trust unknown Web sites. This study explores how less-familiar e-commerce Web sites can use branding alliances and Web site quality to increase the likelihood of initial consumer trust. We use the associative network...

Persistent link: https://www.econbiz.de/10010734931

Financial Literacy, Financial Education, and Economic Outcomes

Hastings, Justine S.; Madrian, Brigitte C.; Skimmyhorn, … - In: Annual Review of Economics 5 (2013) 1, pp. 347-373

In this article, we review the literature on financial literacy, financial education, and consumer financial outcomes. We consider how financial literacy is measured in the current literature and examine how well the existing literature addresses whether financial education improves financial...

Persistent link: https://www.econbiz.de/10010822972

Saving Rates of New Zealanders: A Net Wealth Approach

Scobie, Grant M.; Henderson, Katherine - Treasury, Government of New Zealand - 2009

Reliable estimates of actual household saving rates in New Zealand have proved elusive as existing sources of data have in the past given disparate estimates, making it difficult to reach a consensus of the real rate of household saving. For the first time in New Zealand, however, longitudinal...

Persistent link: https://www.econbiz.de/10008603114

Framework for the Development of Financial Literacy Baseline Surveys: A First International Comparative Analysis

Kempson, Elaine - Directorate for Financial, Fiscal and Enterprises … - 2009

There is growing concern, across a wide range of countries, about the levels of financial capability of consumers. A large number of initiatives are therefore being developed to address this issue; and countries are increasingly rolling out national strategies on financial capability. To do this...

Persistent link: https://www.econbiz.de/10008568057

Universalizing Complete Access to Finance: Key Conceptual Issues

Rai, Suyash; Ananth, Bindu; Mor, Nachiket - Asian Development Bank Institute, Asian Development Bank - 2010

In this paper, we present two stylized models of the financial system. We make the case that in order to realize the potential of a well-functioning complete financial market, financial system designers and financial service providers will need to think about ways to deliver financial...

Persistent link: https://www.econbiz.de/10008763195

Household debt in different age cohorts: A multilevel study

Haq, Wajiha; Ismail, Noor Azina; Satar, NurulHuda Mohd - In: Cogent Economics & Finance 6 (2018) 1, pp. 1-16

There is a need to identify household debt behaviour in different age cohorts even in countries without prominent … household debt problems so that the measures for vulnerable groups can be made. Authors used multilevel mixed effect analysis to … test the effect of age and other variables on demand of debt. A national representative survey data of HIES (2001 …

Persistent link: https://www.econbiz.de/10011988848

Racial Disparities in Debt Collection

LaVoice, Jessica - 2019

financial shocks, decreases their ability to mitigate the impact of such shocks, and ultimately results in debt collection cases … links debt collection court cases with information from credit reports to document the disparity in debt collection … judgments cannot be explained by differences in debt characteristics across black and non-black neighborhoods, nor can it be …

Persistent link: https://www.econbiz.de/10012861740