We conduct a stated-choice experiment where respondents are asked to rate various insurance products aimed to protect … equilibrium for long-term care insurance using the framework developped by Einav et al. (2010). We investigate in turn causes for … the low observed take-up of long-term care insurance in Canada despite substantial residual out-of-pocket financial risk …

Objective: To identify factors for healthcare utilization and to describe effect of Mutual Health Insurance on health … utilization. Conclusion: Enrolment to mutual health insurance increases healthcare utilization. Presence of illness in the … Health Insurance scheme should be targeted during escalating of healthcare utilization. …

This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance …

This paper investigates the impact of health risk on insurance contract with hazard moral. We use a bi …-dimensional utility function (wealth and health status). We prove that the type of health risk influences the equilibrium of insurance … market. A full coverage is possible with moral hazard. Finally, the link between health risk and co-payment can be invalided. …