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Zum künftigen Stellenwert der ersten Säule im Gesamtsystem der Alterssicherung

Börsch-Supan, Axel; Bucher-Koenen, Tabea; Reil-Held, Anette - Sonderforschungsbereich 504 "Rationalitätskonzepte, …; … - 2008

We investigate the development of public pensions in Germany and how its significance will change when the multi-pillar systems matures due to population aging. The message of our analysis is complex. Even after the pension reforms which took place between 2001 and 2007 public pensions will...

Persistent link: https://www.econbiz.de/10005244962

Das Sparverhalten deutscher Haushalte: Erste Erfahrungen mit der Riester-Rente

Börsch-Supan, Axel; Reil-Held, Anette; Schunk, Daniel - Sonderforschungsbereich 504 "Rationalitätskonzepte, …; … - 2006

This paper investigates the savings behaviour of German households, especially their capability and their reasons to save. We find that about one third of private households do not save at all while about 50 percent of the households save very regularly. Savings rates appear to be related to...

Persistent link: https://www.econbiz.de/10005244965

How an Unfunded Pension System looks like Defined Benefits but works like Defined Contributions: The German Pension Reform

Börsch-Supan, Axel; Reil-Held, Anette; Wilke, Christina - Sonderforschungsbereich 504 "Rationalitätskonzepte, …; … - 2007

This paper describes the German pension reform process 1992-2007 with a stress on a remark-able development: the public pay-as-you-go-financed pension system has almost silently moved from a traditional defined benefit system to a system which works in many respects like a defined contribution...

Persistent link: https://www.econbiz.de/10005463618

Family Resources in Retirement. Germany

Börsch-Supan, Axel; Reil-Held, Anette - Sonderforschungsbereich 504 "Rationalitätskonzepte, …; … - 1999

Persistent link: https://www.econbiz.de/10005463652

Retirement Income: Level, Risk, and Substitution Among Income Components

Börsch-Supan, Axel; Reil-Held, Anette - Sonderforschungsbereich 504 "Rationalitätskonzepte, …; … - 1997

Summary This paper looks at the sources or retirement income and how these might change in the course of population aging. It stresses four points: Retirement income exhibits a large degree of heterogeneity. While some households are overannuitized, there are still pockets of poverty in old age....

Persistent link: https://www.econbiz.de/10005585776

The German Savings Puzzle

Börsch-Supan, Axel; Reil-Held, Anette; Rodepeter, Ralf; … - Sonderforschungsbereich 504 "Rationalitätskonzepte, …; … - 2000

, based on a synthetic panel of four cross sections of the German Income and Expenditure Survey ('Einkommens- und …

Persistent link: https://www.econbiz.de/10005585780

Projection methods and scenarios for public and private pension information

Börsch-Supan, Axel; Ludwig, Alexander; Reil-Held, Anette - Sonderforschungsbereich 504 "Rationalitätskonzepte, …; … - 2004

Public pensions - the primary pillar of old-age income provision - will, in the future, be less generous than they have been in the past, in particular owing to the impact of demographic change. The pension gap is supposed to be plugged by the second and third pillars of pension provision....

Persistent link: https://www.econbiz.de/10005592855

Pension Provision in Germany

Börsch-Supan, Axel; Reil-Held, Anette; Schnabel, Reinhold - Sonderforschungsbereich 504 "Rationalitätskonzepte, …; … - 1998

Aim of this paper is to study the provision of income to the elderly in Germany and to assess whether the German social security system provides an adequate retirement income in a sustainable way. Accordingly, the paper has two parts. The first part describes the German public old age social...

Persistent link: https://www.econbiz.de/10005628192

Zur Sozialversicherungsfreiheit der Entgeltumwandlung

Börsch-Supan, Axel; Reil-Held, Anette; Wilke, Christina - Sonderforschungsbereich 504 "Rationalitätskonzepte, …; … - 2007

Entgeltumwandlung eingeführt, was erlaubt, Teile des Arbeitsentgelts steuer- und sozialabgabenfrei zum Aufbau einer betrieblichen … Auswirkungen der Sozialabgabenfreiheit für die finanzielle Lage der Rentenversicherung und das Gesamtversorgungsniveau der …, dass eine Beibehaltung der Sozialabgabenfreiheit zu einem leicht niedrigeren Rentenversicherungsbeitragssatz und einem …

Persistent link: https://www.econbiz.de/10005628229

Ersparnisbildung in Deutschland: Meßkonzepte und Ergebnisse auf Basis der EVS

Börsch-Supan, Axel; Reil-Held, Anette; Rodepeter, Ralf; … - Sonderforschungsbereich 504 "Rationalitätskonzepte, …; … - 1999

Persistent link: https://www.econbiz.de/10005628262

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