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ATM withdrawals, debit card transactions at the point of sale and the demand for currency
Carbó-Valverde, Santiago; Rodríguez-Fernández, Francisco - In: SERIEs 5 (2014) 4, pp. 399-417
Debit cards are employed for cash withdrawals at automated teller machines (ATMs) and for purchasing transactions at … results suggest that the intensity of the use of ATMs and POS have a large economic impact one on another. We also find a net …
Persistent link: https://www.econbiz.de/10011151333
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When Cards and ATM’s are the only choice: A fortnight in Cyprus with no banking system, nor trust
Efthymiou, Leonidas; Michael, Sophia - Volkswirtschaftliche Fakultät, … - 2013
-week period (15 March – 28 March 2013) when the country was left with no banking system, subsisting solely on ATMs and cards. At … the same time, we aim to provide some new perceptions into the role of ATMs, POSs and credit cards in critical economic … accepted the Eurogroup and IMF proposal, ATMs, POSs and credit cards have played a pre-arranged role, securing a controlled …
Persistent link: https://www.econbiz.de/10011261105
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The ATM Reforms - New Evidence from Survey and Market Data
Flood, Darren; Hancock, Jennifer; Smith, Kylie - In: RBA Bulletin (2011) March, pp. 43-50
Following the introduction of direct charging in March 2009, ATM pricing has become more transparent and flexible … proportion of transactions that do incur a direct charge, flexibility in ATM pricing has led to a distinct pattern in these … have access to a large number of ATMs on which they pay no direct charge, while it remains possible for ATMs to be …
Persistent link: https://www.econbiz.de/10008870935
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Incompatibility, Product Attributes and Consumer Welfare: Evidence from ATMs
Knittel, Christopher; Stango, Victor - Economics Department, University of California-Davis - 2005
fees ceteris paribus reduce the network beneÞt from other banks? ATMs, a surge in ATM deployment accompanies the shift to …
Persistent link: https://www.econbiz.de/10008620290
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Empirical study of mapping adaptation antecedents of electronic money
Kaur, Mandeep; Nyangosi, Richard; Arora, Joginder Singh - In: International Journal of Electronic Finance 5 (2011) 1, pp. 1-14
Proliferation of Information Systems and Computer Technology (ISCTs) has led to the change on how payments are made worldwide. This paper will attempt to examine the adoption and usage of plastic money. Further, it will also analyse the factors influencing the adoption and choice of a particular...
Persistent link: https://www.econbiz.de/10009352621
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'E-banking' initiatives in Indian banks – a case of business process reengineering (BPR) implementation
Datta, Saroj K.; Kundu, Sukanya - In: World Review of Entrepreneurship, Management and … 7 (2011) 2, pp. 174-191
a growth in the usage of ATMs and in the volume of electronic funds transfer which reflects that customers prefer …
Persistent link: https://www.econbiz.de/10009353069
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Exploring the Factors Influencing the Intention to Use Self-Service Technologies: An Eastern European Perspective
Mincu, Laurentiu; Gruber, Thorsten - In: The International Journal of Economic Behavior - IJEB 3 (2013) 1, pp. 59-84
Despite decades of research on self-service technology (SST), there are still only limited numbers of studies conducted in emerging markets (Ostrom et al., 2010). In order to help close this surprising gap in the literature, two studies were conducted in an emerging Eastern European country: an...
Persistent link: https://www.econbiz.de/10010760514
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THE ROMANIAN CARD MARKET
MAGDALENA, RADULESCU; LUIGI, POPESCU - In: Annals of Faculty of Economics 1 (2012) 2, pp. 571-576
This paper presents an analysis of the Romanian card market in the last decade, based on the statistic data, against other Eastern European Countries and its perspectives in the next years. The use of cards is important for banks, due to the significant interests and tax gained this way, but...
Persistent link: https://www.econbiz.de/10010617422
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Interchange fees and inefficiencies in the substitution between debit cards and cash
Verdier, Marianne - In: International Journal of Industrial Organization 30 (2012) 6, pp. 682-696
regulatory intervention to reduce inefficiencies in the substitution between debit cards and cash. For instance, when banks make …
Persistent link: https://www.econbiz.de/10010594863
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ATM withdrawals, debit card transactions at the point of sale and the demand for currency
Carbó-Valverde, Santiago; Rodríguez-Fernández, Francisco - In: SERIEs - Journal of the Spanish Economic Association 5 (2014) 4, pp. 399-417
Debit cards are employed for cash withdrawals at automated teller machines (ATMs) and for purchasing transactions at … results suggest that the intensity of the use of ATMs and POS have a large economic impact one on another. We also find a net …
Persistent link: https://www.econbiz.de/10011650293