In emerging countries, deposits play an important role in banks’ total funding; hence, depositor discipline may significantly impact banking performance and financial system stability. This paper investigates depositor discipline before and after the 2008-2011 banking crisis in Vietnam. The...

The paper explores the strategic effects of creditworthiness tests in a banking duopoly. It is shown that, depending on the expected quality of the borrower, information acquisition can be a strategic substitute or a strategic complement. In equilibrium banks will acquire information of...