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This paper analyzes how financial literacy and reported willingness to take financial risk impact a household's choice … of mortgage type. The results show that households reporting higher financial literacy and lower risk aversion are 55 to …
Persistent link: https://www.econbiz.de/10013030910
This study aims to explore the main reasons of consumption of luxury branded goods. The research also gives an insight upon the main motivational values towards purchasing luxury branded products. The method chosen for analyzing the raw data collected through offline and online questionnaire...
Persistent link: https://www.econbiz.de/10013030919
We measure provider coverage networks for plans on the Massachusetts health insurance exchange using a two measures: consumer surplus from a hospital demand system and the fraction of population hospital admissions that would be covered by the network. The two measures are highly correlated, and...
Persistent link: https://www.econbiz.de/10013031017
We study the drivers of geographic variation in US health care utilization, using an empirical strategy that exploits migration of Medicare patients to separate the role of demand and supply factors. Our approach allows us to account for demand differences driven by both observable and...
Persistent link: https://www.econbiz.de/10013031212
Purpose – To investigate the determinant factors that consumers may consider in buying Halal packaged food produced by non-Muslim manufacturers.Design/methodology/approach – A field survey carried out with the help of a questionnaire constructed by using a modified Likert-scale. A total of...
Persistent link: https://www.econbiz.de/10013031263
This paper discusses the extent to which sociodemographic characteristics of consumers and their past consumption are less effective in explaining the decision of purchasing a cultural good than the characteristics of the product itself, which allow for imitative behaviors and are at the basis...
Persistent link: https://www.econbiz.de/10013031276
In India, the Competition Act, 2002 controls and maintains up competition in the market through its provisions forbidding anti-competitive agreements and abuse of dominance. We likewise have the Consumer Protection Act, 1986 which tries to ensure the interests of the consumers against...
Persistent link: https://www.econbiz.de/10013226715
This study presents evidence on the relationship between consumer sentiment and resource adjustment decisions. Consumer sentiment surveys are wide-spread pieces of economic information, accepted as reliable predictors of future economic activity, which is why they should influence managerial...
Persistent link: https://www.econbiz.de/10013226775
A great deal of research has studied the use of margin from an overall market perspective. However, very little has been observed regarding household decisions around margin use. The 2018 wave of the National Financial Capability Study Investor Survey provides unique insight into household...
Persistent link: https://www.econbiz.de/10013226871
For much of 2020, the COVID-19 epidemic upended social and economic life globally. In an effort to reduce COVID-19 risks in the U.S., state and local governments issued many recommendations and regulations to induce social distancing, adding to voluntary reductions in interpersonal contact. The...
Persistent link: https://www.econbiz.de/10013227054