policies such as loan pricing. This paper integrates the poor’s characteristics into a loan size equation to estimate influence … on interest rate stimulus. Using data from Ghana, we test the hypothesis of loan price inelasticity using quantile …Recent evidence from the microfinance industry reveals increase in sources of funding which anecdotally links to the …

poverty level is suggested in targeting and sustaining microfinance clients. -- interest rate ; sensitivity ; loan ; poor …This paper examines the combined effect of interest rates and poverty levels of microfinance clients on loan size …. Cross section data on 2,691 clients and non-clients households from Ghana is used to test the hypothesis of loan price …

This paper examines the combined effect of interest rates and poverty levels of microfinance clients on loan size …. Cross section data on 2,691 clients and non-clients households from Ghana is used to test the hypothesis of loan price … inverse relationship only for the 20th to 40th quantile range. The semi-elasticity of loan amount responsiveness to a unit …

because they are less likely to be downgraded and have lower loan spreads. We find similar results using a natural experiment …

-poverty program intervention tool to obliterate poverty? Do the living standards of microfinance clients improve and become less poor … overlapping deprivation and poverty experiencing by poor people. Even though microfinance helps the poor to tread water and just …This study examines whether microfinance is an effective poverty reduction intervention tool and the link between …

business. We proffer that the rise of gold loan business in Andhra Pradesh is concurrent to the exit of the Microfinance …The article undertakes a comprehensive analysis of different facets of the gold loan business as it operates at the … everyday level in Andhra Pradesh. It highlights various business practices, business culture, risks and impact of the gold loan …

Zimbabwe, however, less is known about microfinance borrowers, determinants of loan utilisation and borrowers’ repayment …Microfinance institutions (MFIs) are a prominent financial inclusion initiative in many developing countries. In … investigated the factors associated with the utilisation of microfinance loans and delinquency among microfinance borrowers using …

This paper explores the typical risks that microfinance institutions (MFIs) face in their operations and outlines some …

microfinance institution. Analysis is performed using an OLS regression model.The results confirm positive and significant impacts … of real estate assets and loan purposes on the amount borrowed and a negative impact of being single as a civil status …. Long-term relationships are positively affected by: age of borrower and purpose of loan; and negatively affected by female …