La loi 2010-737 du 1er juillet 2010 renforce les obligations des établissements prêteurs et des organismes d'assurance en termes de publicité, d'information de l'empreunteur, d'octroi et d'exécution des contrats de prêt. Ces dispositions enrichissent le corpus normatif sur lequel repose...

Plusieurs dispositions de la loi 2010-737 du 1er juillet 2010 relative au crédit à la consommation modifient de manière importante les procédures de traitement du surendettement en vue d'en accroitre l'efficacité et de renforcer la protection des débiteurs. Ces dispositions sont entrées...

The foreclosure crisis that began in 2008 triggered the need for standardized tools to evaluate distressed mortgages as candidates for modification. A key component of the Obama Administration’s Home Affordable Modification Program (HAMP) was the development of a standardized Net Present Value...

Food safety is related to the presence of risk in food at home consumption. Because these risks may occur at any stage of the food chain, adequate control throughout the product circuit is raging need. Organizations participating in the supply circuit are very varied, ranging from feed producers...

A szorosabb értelemben vett fogyasztóvédelem szempontjából a hagyományos közgazdaságtan általános ajánlása egyszerű volt: a fogyasztókat minél teljesebben kell informálni, és mivel gyakran ez nem áll a vállalatok érdekében, a kötelező információnyilvánosság...

The paper aims to assess the willingness to pay (WTP) for renewable electricity of Lithuanian households and to compare WTP of Lithuanian consumers with support provided for renewable by Lithuanian government in terms of Feed-in prices. The paper reviews the situation of renewable electricity...

The European Single Market is an ongoing project that will continue to further develop and adapt to changing realities. Traditional economic activities, and the administrative rules governing them, face the challenge of adapting to developments that blur the dividing lines, for example, between...

The goal of the present paper is to evaluate the status of the protection of consumer right to information before the purchase from Romanian online stores. The perspective focuses on technical consumer goods. The research pursued two major objectives. The former consisted in analysing the...

In the financial market of insurance, consumer protection represents an important component contributing to the stability, discipline and efficiency of the market. In this respect, the activity of educating and informing insurance consumers on ensuring and exercising their right to claim plays a...

This study highlights the extent to which rights of mobile phone and internet consumers are respected by the most important operators in Romania, namely Orange, Vodafone and Cosmote, in the context of accelerated technological changes on a highly competitive market. The research is focused on...