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Are retirement planning tools substitutes or complements to financial capability?
Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - 2022
' retirement-savings decisions. In both conditions, the calculator projects workers' retirement income goals. In the treatment … condition, it also projects retirement income based on definedcontribution savings, prominently displays the gap between …
Persistent link: https://www.econbiz.de/10013465431
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Are retirement planning tools substitutes or complements to financial capability?
Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - 2022
' retirement-savings decisions. In both conditions, the calculator projects workers' retirement income goal. In the treatment … condition, it also projects retirement income based on defined-contribution savings, prominently displays the gap between …
Persistent link: https://www.econbiz.de/10013470207
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Financial literacy and financial education : an overview
Kaiser, Tim; Lusardi, Annamaria - 2024
This article provides a concise narrative overview of the rapidly growing empirical literature on financial literacy and financial education. We first discuss stylized facts on the demographic correlates of financial literacy. We next cover the evidence on the effects of financial literacy on...
Persistent link: https://www.econbiz.de/10014517964
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Financial literacy and financial education : an overview
Kaiser, Tim; Lusardi, Annamaria - 2024
Persistent link: https://www.econbiz.de/10014563109
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Financial education affects financial knowledge and downstream behaviors
Kaiser, Tim; Lusardi, Annamaria; Menkhoff, Lukas; … - 2020
Persistent link: https://www.econbiz.de/10012219727
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Financial literacy, households' investment behavior, and risk propensity
Bajo, Emanuele; Barbi, Massimiliano; Sandri, Sandro - In: Journal of financial management, markets and institutions 3 (2015) 1, pp. 157-174
Persistent link: https://www.econbiz.de/10011951420
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Women and wealth : financial propinquity to business success
Aggarwal, Nikunj; Singh, Harjit - In: Australasian accounting business and finance journal : AABF 13 (2019) 2, pp. 69-87
Persistent link: https://www.econbiz.de/10012109837
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Understanding investor retirement planning : infusing a consumer behavior perspective in financial literacy theory
Klooster, Erik van't - In: Marketing from information to decision 9 (2016), pp. 11-20
marketing concepts to better understand how they moderate the influence of financial literacy on people.s investment decision …
Persistent link: https://www.econbiz.de/10011616119
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Financial literacy and intertemporal arbitrage
Oberrauch, Luis; Kaiser, Tim - 2020
We study the role of financial literacy for inter-temporal decision-making using an adapted version of the Convex Time Budget Protocol (Andreoni and Sprenger 2012). While we find no evidence of dynamically inconsistent preferences in the aggregate, we document substantial heterogeneity in...
Persistent link: https://www.econbiz.de/10012308896
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The effects of financial literacy and materialism on the savings decision of generation Z Indonesians
Pangestu, Stevanus; Karnadi, Erwin Bramana - In: Cogent business & management 7 (2020) 1, pp. 1-18
The purpose of this research is to analyze the influence of financial literacy and materialism on the savings decision … literacy score and materialism level, as well as the savings rate of every respondent. Through a series of regression analyses … literacy positively influences savings decision; and (iii) materialism negatively influences savings decision. Our findings …
Persistent link: https://www.econbiz.de/10012625799