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I identify the effects of personal relationships on loan contracting using executive deaths and retirements at other firms as a source of exogenous variation in executive turnover. After plausibly-exogenous turnover, borrowers choose lenders with which their new executive's have personal...
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critical information for managing the SME client relationship, allowing banks that already serve the SME sector to move beyond … Bank, ICICI Bank, Banco Santander, and Türk Ekonomi Bankasi (TEB). Additional SME banking experiences are drawn from a … variety of other banks and are cited throughout the text as appropriate. Profitably serving the SME segment requires a …
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Medium Enterprises (SME), their probability to export (i.e. the extensive margin) and their share of exports on total sales … impact on both SME's probability to export and their export margins. This positive effect is only marginally mediated by the … through which the intensity of bank-firm relationship supports SMEs' international activities. …
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