This paper studies the relationship between a microfinance institution (MFI) and its credit officers when the latter discriminate against a group of the target population. Using survey data from Uganda, we provide evidence that credit officers are more biased against disabled borrowers than...

This paper studies the relationship between a microfinance institution and its credit officers when the latter are biased against a subgroup of the clientele. Using survey data from Uganda, we provide evidence that credit officers are more biased against disabled borrowers than other employees....

Contents: Introduction -- Part I: Framing research on microfinance and financial inclusion -- 1. The challenges of social investment through the microfinance lens / Jonathan Morduch and Timothy Ogden -- 2. Microfinance and management theory / Brian Hathaway and Tyler Wry -- 3. Breaking away from...