This paper analyzes the importance of information technology (IT) in banking for entrepreneurship. To guide our empirical analysis, we build a parsimonious model of bank screening and lending that predicts that IT in banking can spur entrepreneurship by making it easier for startups to borrow...

The value of small enterprises from the information technology industry can be found in their intellectual capital; these enterprises developed high value-added products and therefore contribute to the knowledge-based economy. Through the internationalization process enterprises gain long-term...