This paper presents the survey results for financial literacy among Cypriot adults and reportstheir financial aptitude and behaviour. Additionally, it investigates for the first time theimplications of financial literacy on respondents' usage of digital financial services, particularlyinternet...

Although the female literacy percentage in India is 65.46% as per 2011 census, financial literacy of females is not measured explicitly. Women of 21st century are independent, but are they proficient in financial literacy? A survey was conducted in the Nagpur city to study financial literacy,...

While other countries have implemented mobile money very early with promising results, Vietnam, a bank-based country, only started the pilot implementation in November 2021. By the end of the pilot period, the percentage of people with mobile money accounts still needs to reach expectations. In...

Financial technology is a powerful tool in financial infrastructure, used to strengthen and smooth the delivery of financial services into the broader space. Financial technology involves software, applications, and other technologies designed to improve and automate traditional forms of...

To be aware of the potential for energy savings in their homes, individuals need specific energy-related and financial knowledge. In addition, they also need the cognitive skills to apply this knowledge, for example when it comes to the calculation of the lifetime cost of household appliances or...

There are many concerns about financial competences of Millennials. Initial research on this generation suggests that it is less financially knowledgeable and exhibits less healthy financial behaviours compared to other generations. The goal of the article is to compare Millennials to...