In view of this changing landscape, we look at the three major drivers of growth in consumer finance: auto finance, housing finance and consumer durable finance. We discuss the trends in each of these areas as well as the shortcomings which are slowing down growth. We present some of the...

Background: Employee motivation and employee turnover are central issues in the modern organizations as human capital is the most important intangible asset for organizational productivity. Attitude, skills and knowledge of employees create the competitive advantage of the organization. It is...

We investigate whether corporate governance is related to insolvency risk of financial institutions. Using a large sample of U.S. financial institutions over the 2005–2010 period, we find that corporate governance is positively related with insolvency risk of financial institutions as proxied...

Syndicated loans integrate bank monitoring with risk sharing similar to corporate bonds. Consistent with this argument, we find that firms use more loans and fewer bonds, and increase capital expenditures, after initial access to the syndicated loan market. The growth of collateralized loan...

Turkish Abstract: Katılım bankaları, İslami prensipler çerçevesinde faaliyette bulunan ve temelinde kar-zarar ortaklığı olan finansal kurumlardır. Türkiye’de katılım bankalarının, bankacılık sistemine göre daha hızlı büyüme sergiledikleri fakat yeterli düzeyde pazar...

This paper examines two aspects of work family conflict: work conflicting with family and Family conflicts with work among the employees working in the public and private sectors banks in Gujarat. Conflict is the incompatibility faced by an individual among themselves and with other objects at...

Forty percent of firms share banks with their industry competitors. We find that firms borrowing from and switching to their competitors’ banks pay lower loan spreads. The impact is stronger when firms are more financially constrained, bank monitoring is less costly, or product market...

The recent banking sector shakeup in Ghana resulted in a wave of bank failures, leading to mergers and consolidations of several banks. This study analyses the financial performance of commercial banks before the crises of the banking sector in 2017. Four out of the affected banks were selected...

We study a new model to study the effect of contract externalities that arise through shock transmission. We model a financial network where good firms enjoy direct and indirect benefits from linking with one another. Bad risks benefit from having a connection with a good firm, but they are a...