This paper examines the financial stability implications arising from securitization markets, with one eye on the past and another on the future. The paper begins by deriving a number of “lessons learned” based on an examination of key industry developments in the years before the crisis....

This "white paper," written for the Roosevelt Institute, looks at the Dodd-Frank Orderly Liquidation Authority, as currently conceived of by regulators. The existence of OLA is crucial to the idea that the Dodd-Frank Act has actually ended "too big to fail." Since financial institutions remain...

We have performed a series of five strategic analyses of Japanese Megabanks. This paper is the last analysis in the series, where we compare RUFG and key competitors using a ‘strategy canvas' to assess competitiveness. Furthermore we evaluate the prospect of finding ‘blue ocean'...

We perform a series of five strategic analyses of Japanese Megabanks. This paper is the fourth analysis in the series, where we analyse the financial service industry dynamics to assess how Japanese Megabanks and RUFG should best position themselves to exploit opportunities, protect against...

We perform a series of five strategic analyses of Japanese Megabanks. This paper is the third analysis in the series, where we explore to what extent Japanese Megabanks and RUFG have a ‘core competencies' that are valuable, rare, inimitable, non-substitutable and whose benefits are...

We perform a series of 5 strategic analyses of Japanese Megabanks. This paper is the second analysis in the series, where we carry out a macro scenario analysis of financial services relevant to Japanese Megabanks. We look to study the implications such a scenario analysis has for corporate...

We perform a series of 5 strategic analyses of Japanese Megabanks. In this paper we review how changes in relative prioritization of stakeholders may impact corporate strategy at Japanese Megabanks. We look to answer the following questions via a case study with reference to RUS Megabank.Which...

After exogenous shocks caused by natural disasters, the surge in demand for mortgages to rebuild damaged property is satisfied by FinTech lenders more than by traditional and shadow banks. Although both FinTech and traditional bank lenders increase mortgage availability, FinTech lenders are more...