As the COVID-19 pandemic adversely affects the financial markets, a better understanding of the lending dynamics of a … marketplace lending market. Our analysis indicates that the probability of default increases from 0.056 in the pre-pandemic period … in countries with low levels of FinTech adoption. Our main findings are robust to sample selection bias allowing for a …

need to be considered in organizations in various conditions through fintech-based training. This is an experimental … used to determine the significant differences in the same group under different conditions. The result showed that fintech …

system. Does it succeed? We study the response of FinTech to financial services demand created by the introduction of the … Paycheck Protection Program (PPP). We find that FinTech is disproportionately used in ZIP codes with fewer bank branches, lower … incomes, and a larger minority share of the population, as well as in industries with little ex ante small-business lending …