This paper focuses on an essential, but previously underexplored, mechanism that underlies the operation of peer-to-peer (P2P) lending markets: lender-borrower matching. We model the formation of lender-borrower matches as an endogenous matching process in which agents strategically choose their...

Gamified challenges, one of the most popular features of online weight-loss communities, enable users to set weight-loss goals and compete with other challenge participants via leaderboards. In this paper, using the data from a leading online weight-loss community, we study the effect of...