Pur, Sabine; Huesig, Stefan; Schmidhammer, Christoph - In: Credit and capital markets : Kredit und Kapital 56 (2023) 1, pp. 63-102
In this paper, we analyze the business models of Germany's biggest lending platforms smava, auxmoney, and Lendico to identify a standard business model as a dominant design in this industry. We use a mixed method approach in which a case study at firm level is conducted to analyze and contrast...
