Aseervatham, Vijay; Lex, Christoph; Spindler, Martin - 2014
As of December 21, 2012, the use of gender as an insurance rating category was prohibited. Any remaining pricing … between the groups or to the pricing of characteristics that differ between sexes in a way that proxies for gender. Using data … from an automobile insurer, we analyze how the standard industry approach to simply omit gender from the pricing formula …